Payment Solutions for Every BusinessWhether you're a single-outlet SME or a multi-site enterprise, PayPivot designs the right payment strategy for your scale and industry.

Focused mature businessman is holding a credit card and making an online payment on a laptop in a cafe
Payment Strategy Consulting

We benchmark your current payment setup against industry best practice and identify quick wins: reducing MDR (Merchant Discount Rates), eliminating redundant fees, and streamlining settlement cycles.

  • Transaction cost benchmarking
  • Acquirer rate renegotiation
  • Payment mix optimisation (card vs EFT vs QR)
  • Chargeback & dispute management strategy
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Gateway Integration & eCommerce

Seamless online payment acceptance for South African consumers using the gateways and methods they trust most.

  • Peach Payments
  • 3D Secure 2.0 implementation
  • Recurring billing and subscription payment setup
  • Instant EFT and PayShap acceptance
  • Multi-currency support for cross-border merchants
Shot of a businesswoman paying for a lunch with business entrepreneurs. Group of businesspeople enjoying lunch at a restaurant, and businesswoman paying with a credit card via contactless payment. Business people paying the restaurant check using contactless payments after a meeting. Businesswoman making payment in cafe through credit card. Customer paying bill of lunch with debit card. Woman paying for a lunch with business colleagues.
Hardware Procurement

We source, configure, and deliver certified POS hardware at competitive prices — handling the full logistics so you don't have to.

  • Countertop, portable, and smart POS terminals
  • Android-based all-in-one POS devices
  • Kiosk and unattended payment units
  • Receipt printers and peripherals
Businessman using credit card for contactless payment in cafe
Training & Change Management

A new payment system is only as good as its adoption. We train your staff, create user guides, and manage the change process from rollout to steady-state.

  • Cashier and manager training sessions
  • Reconciliation process workshops
  • Fraud awareness and card security training
  • Ongoing helpdesk and escalation support

Optimize Your Payment Systems Today

Book a no-commitment, 30-minute consultation to discover strategies that enhance transaction efficiency and reduce costs. Let us partner with you to elevate your payment processes.

By The Numbers: Proven Results in Payment Optimization

30%
Reduction in transaction processing times
95%
Client satisfaction rate
40%
Increase in successful transactions
25%
Average cost savings
50%
Improvement in checkout speed